[Klaus]

I reckon this is actually an excellent approach.

Just write off the camera/lens when you get it, forget about the resale value and throw everything you've got at it no matter what - and just have fun.

I also suffer from being-too-careful-with-stuff syndrome - it has certainly stopped me from getting some great shots at times.

A while back, I got the camera clip from peak design ( https://www.peakdesign.com/products/capture/ ) and I have to say that it freed my photography quite a bit. Of course, it means that the camera is exposed to the elements but being able to grab and shoot is just so nice (and no, camera straps don't work for me at all).